Privacy Policy

Last updated: 5 June 2026

Please note: This document is provided as a general template and does not constitute legal advice. Please have it reviewed by a qualified legal professional before relying on it.

This Privacy Policy explains how Wall St. 101 (“Wall St. 101”, “we”, “us”, or “our”) collects, uses, and protects your personal information when you register for our programs through our onboarding website. By using our services, you agree to the practices described below.

1. Information we collect

When you register, we collect the following information directly from you:

Name — to identify you and personalize your enrollment.
Email address — to communicate with you and deliver your account credentials.
Phone number — to verify your identity via a one-time passcode (OTP).

We also automatically collect limited technical and usage data (such as device, browser, and pages visited) to operate and improve the service.

2. How we use your information

To process your registration and enroll you in the program.
To verify your phone number and protect against fraud.
To process payments and confirm your enrollment.
To send you account credentials, service updates, and support messages.
To analyze and improve our website and program.

3. Identity verification (OTP)

To confirm your phone number, we send a one-time passcode using our messaging provider, Twilio. The phone number you provide is shared with Twilio solely for the purpose of delivering this passcode. Twilio processes this data under its own privacy terms.

4. Payments

Payments are processed securely by Stripe. We do not collect or store your full card details on our servers; this information is handled directly by Stripe under its own privacy and security standards. We retain a record of your transaction (such as amount, date, and payment status) to confirm your enrollment and for accounting purposes.

5. Cookies and analytics

We use cookies and similar technologies, including the PostHog analytics platform, to understand how visitors use our site and to improve the experience. You can control cookies through your browser settings, though disabling them may affect site functionality.

6. Data retention

We retain your personal information for as long as necessary to provide the service, comply with our legal and accounting obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

7. Sharing with third parties

We do not sell your personal information. We share it only with service providers who help us operate the service — including Twilio (identity verification), Stripe (payments), email delivery providers, and PostHog (analytics) — and only to the extent needed to perform their services. We may also disclose information where required by law.

8. Your rights

You may request access to, correction of, or deletion of your personal information, and you may object to or restrict certain processing. To exercise any of these rights, contact us using the details below.

9. Data security

We take reasonable technical and organizational measures to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated “Last updated” date.

11. Contact us

If you have questions about this Privacy Policy or how we handle your data, contact us at [email protected].

Wall St. 101 · DIFC, Dubai, United Arab Emirates